Billy is a single twenty-something. His friends are concerned and are determined to help him find a partner. Handsome artist Will suggests he join him in the delights of clandestine direct debit sex. Will's fiance Jules sets him up with a blind date. However, Billy has fallen in lust with Dodie a gorgeous blonde who works in his local coffee shop. Jules is having the usual qualms about getting married unaware that Will is paying for sex and carrying on an affair with her best friend Daphne. When Daphne has a crisis the friends gather at the hospital and find out a little more about each other than they bargained for. There are no secrets between friends. It all comes out in the end.